Call report 2025Q3
OPEN BANK — 2025Q3
The 22 measures OPEN BANK reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,614,517,000 | USD | evidence → |
| Total loans | 2,157,697,000 | USD | evidence → |
| Allowance for loan losses | 27,299,000 | USD | evidence → |
| Securities available for sale | 200,760,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 2,275,653,000 | USD | evidence → |
| Interest-bearing deposits | 1,727,470,000 | USD | evidence → |
| Noninterest-bearing deposits | 548,183,000 | USD | evidence → |
| Equity capital | 219,415,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 111,047,000 | USD | evidence → |
| Interest expense | 53,561,000 | USD | evidence → |
| Net interest income | 57,486,000 | USD | evidence → |
| Noninterest income | 12,814,000 | USD | evidence → |
| Noninterest expense | 40,672,000 | USD | evidence → |
| Provision for loan losses | 3,149,000 | USD | evidence → |
| Pretax income | 26,610,000 | USD | evidence → |
| Income tax | 7,436,000 | USD | evidence → |
| Net income | 19,174,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 230,193,000 | USD | evidence → |
| Total capital | 256,801,000 | USD | evidence → |
| Risk-weighted assets | 2,128,649,000 | USD | evidence → |