Call report 2025Q4
OPEN BANK — 2025Q4
The 22 measures OPEN BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,650,892,000 | USD | evidence → |
| Total loans | 2,205,112,000 | USD | evidence → |
| Allowance for loan losses | 27,975,000 | USD | evidence → |
| Securities available for sale | 192,785,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 2,281,519,000 | USD | evidence → |
| Interest-bearing deposits | 1,754,248,000 | USD | evidence → |
| Noninterest-bearing deposits | 527,271,000 | USD | evidence → |
| Equity capital | 252,357,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 150,328,000 | USD | evidence → |
| Interest expense | 71,702,000 | USD | evidence → |
| Net interest income | 78,626,000 | USD | evidence → |
| Noninterest income | 16,217,000 | USD | evidence → |
| Noninterest expense | 54,744,000 | USD | evidence → |
| Provision for loan losses | 3,666,000 | USD | evidence → |
| Pretax income | 36,633,000 | USD | evidence → |
| Income tax | 9,946,000 | USD | evidence → |
| Net income | 26,687,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 262,255,000 | USD | evidence → |
| Total capital | 289,464,000 | USD | evidence → |
| Risk-weighted assets | 2,176,735,000 | USD | evidence → |