Call report 2025Q2
OPEN BANK — 2025Q2
The 22 measures OPEN BANK reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,563,547,000 | USD | evidence → |
| Total loans | 2,091,596,000 | USD | evidence → |
| Allowance for loan losses | 26,286,000 | USD | evidence → |
| Securities available for sale | 175,000,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 2,256,971,000 | USD | evidence → |
| Interest-bearing deposits | 1,687,810,000 | USD | evidence → |
| Noninterest-bearing deposits | 569,161,000 | USD | evidence → |
| Equity capital | 211,472,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 72,524,000 | USD | evidence → |
| Interest expense | 35,385,000 | USD | evidence → |
| Net interest income | 37,139,000 | USD | evidence → |
| Noninterest income | 8,720,000 | USD | evidence → |
| Noninterest expense | 27,277,000 | USD | evidence → |
| Provision for loan losses | 1,943,000 | USD | evidence → |
| Pretax income | 16,704,000 | USD | evidence → |
| Income tax | 4,400,000 | USD | evidence → |
| Net income | 12,304,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 224,902,000 | USD | evidence → |
| Total capital | 250,705,000 | USD | evidence → |
| Risk-weighted assets | 2,064,253,000 | USD | evidence → |