Call report 2025Q3
OPTUM BANK, INC. — 2025Q3
The 22 measures OPTUM BANK, INC. reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 20,102,000,000 | USD | evidence → |
| Total loans | 8,557,000,000 | USD | evidence → |
| Allowance for loan losses | 76,000,000 | USD | evidence → |
| Securities available for sale | 9,038,000,000 | USD | evidence → |
| Securities held to maturity | 4,000,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 15,800,000,000 | USD | evidence → |
| Interest-bearing deposits | 13,569,000,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,231,000,000 | USD | evidence → |
| Equity capital | 2,788,000,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 647,000,000 | USD | evidence → |
| Interest expense | 53,000,000 | USD | evidence → |
| Net interest income | 594,000,000 | USD | evidence → |
| Noninterest income | 180,000,000 | USD | evidence → |
| Noninterest expense | 231,000,000 | USD | evidence → |
| Provision for loan losses | 22,000,000 | USD | evidence → |
| Pretax income | 510,000,000 | USD | evidence → |
| Income tax | 117,000,000 | USD | evidence → |
| Net income | 393,000,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,318,000,000 | USD | evidence → |
| Total capital | 2,445,000,000 | USD | evidence → |
| Risk-weighted assets | 14,199,900,000 | USD | evidence → |