Call report 2025Q2
OPTUM BANK, INC. — 2025Q2
The 22 measures OPTUM BANK, INC. reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 19,571,000,000 | USD | evidence → |
| Total loans | 7,940,000,000 | USD | evidence → |
| Allowance for loan losses | 71,000,000 | USD | evidence → |
| Securities available for sale | 9,107,000,000 | USD | evidence → |
| Securities held to maturity | 4,000,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 15,088,000,000 | USD | evidence → |
| Interest-bearing deposits | 13,168,000,000 | USD | evidence → |
| Noninterest-bearing deposits | 1,920,000,000 | USD | evidence → |
| Equity capital | 2,582,000,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 419,000,000 | USD | evidence → |
| Interest expense | 32,000,000 | USD | evidence → |
| Net interest income | 387,000,000 | USD | evidence → |
| Noninterest income | 131,000,000 | USD | evidence → |
| Noninterest expense | 150,000,000 | USD | evidence → |
| Provision for loan losses | 10,000,000 | USD | evidence → |
| Pretax income | 343,000,000 | USD | evidence → |
| Income tax | 79,000,000 | USD | evidence → |
| Net income | 264,000,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,175,000,000 | USD | evidence → |
| Total capital | 2,304,000,000 | USD | evidence → |
| Risk-weighted assets | 13,787,900,000 | USD | evidence → |