Call report 2025Q4
OPTUM BANK, INC. — 2025Q4
The 22 measures OPTUM BANK, INC. reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 20,819,000,000 | USD | evidence → |
| Total loans | 8,936,000,000 | USD | evidence → |
| Allowance for loan losses | 72,000,000 | USD | evidence → |
| Securities available for sale | 8,938,000,000 | USD | evidence → |
| Securities held to maturity | 4,000,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 16,038,000,000 | USD | evidence → |
| Interest-bearing deposits | 13,649,000,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,389,000,000 | USD | evidence → |
| Equity capital | 2,955,000,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 878,000,000 | USD | evidence → |
| Interest expense | 77,000,000 | USD | evidence → |
| Net interest income | 801,000,000 | USD | evidence → |
| Noninterest income | 226,000,000 | USD | evidence → |
| Noninterest expense | 309,000,000 | USD | evidence → |
| Provision for loan losses | 22,000,000 | USD | evidence → |
| Pretax income | 682,000,000 | USD | evidence → |
| Income tax | 154,000,000 | USD | evidence → |
| Net income | 528,000,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,464,000,000 | USD | evidence → |
| Total capital | 2,580,000,000 | USD | evidence → |
| Risk-weighted assets | 14,522,400,000 | USD | evidence → |