Call report 2016Q1
SPRING BANK — 2016Q1
The 22 measures SPRING BANK reported to the FFIEC for 2016Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 227,066,000 | USD | evidence → |
| Total loans | 194,321,000 | USD | evidence → |
| Allowance for loan losses | 3,411,000 | USD | evidence → |
| Securities available for sale | 14,254,000 | USD | evidence → |
| Securities held to maturity | 3,572,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 184,211,000 | USD | evidence → |
| Interest-bearing deposits | 170,688,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,523,000 | USD | evidence → |
| Equity capital | 25,131,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,462,000 | USD | evidence → |
| Interest expense | 520,000 | USD | evidence → |
| Net interest income | 1,942,000 | USD | evidence → |
| Noninterest income | 65,000 | USD | evidence → |
| Noninterest expense | 956,000 | USD | evidence → |
| Provision for loan losses | 30,000 | USD | evidence → |
| Pretax income | 1,017,000 | USD | evidence → |
| Income tax | 382,000 | USD | evidence → |
| Net income | 635,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 25,000,000 | USD | evidence → |
| Total capital | 27,524,000 | USD | evidence → |
| Risk-weighted assets | 201,086,000 | USD | evidence → |