Call report 2015Q4
SPRING BANK — 2015Q4
The 22 measures SPRING BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 221,791,000 | USD | evidence → |
| Total loans | 188,702,000 | USD | evidence → |
| Allowance for loan losses | 3,381,000 | USD | evidence → |
| Securities available for sale | 16,234,000 | USD | evidence → |
| Securities held to maturity | 3,579,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 177,748,000 | USD | evidence → |
| Interest-bearing deposits | 164,693,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,055,000 | USD | evidence → |
| Equity capital | 24,293,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,049,000 | USD | evidence → |
| Interest expense | 1,779,000 | USD | evidence → |
| Net interest income | 7,270,000 | USD | evidence → |
| Noninterest income | 285,000 | USD | evidence → |
| Noninterest expense | 3,610,000 | USD | evidence → |
| Provision for loan losses | 160,000 | USD | evidence → |
| Pretax income | 3,800,000 | USD | evidence → |
| Income tax | 1,425,000 | USD | evidence → |
| Net income | 2,375,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 24,260,000 | USD | evidence → |
| Total capital | 26,732,000 | USD | evidence → |
| Risk-weighted assets | 196,826,000 | USD | evidence → |