Call report 2016Q2
SPRING BANK — 2016Q2
The 22 measures SPRING BANK reported to the FFIEC for 2016Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 235,865,000 | USD | evidence → |
| Total loans | 198,524,000 | USD | evidence → |
| Allowance for loan losses | 3,395,000 | USD | evidence → |
| Securities available for sale | 16,151,000 | USD | evidence → |
| Securities held to maturity | 3,586,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 191,437,000 | USD | evidence → |
| Interest-bearing deposits | 175,231,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,206,000 | USD | evidence → |
| Equity capital | 25,569,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,954,000 | USD | evidence → |
| Interest expense | 1,068,000 | USD | evidence → |
| Net interest income | 3,886,000 | USD | evidence → |
| Noninterest income | 133,000 | USD | evidence → |
| Noninterest expense | 1,880,000 | USD | evidence → |
| Provision for loan losses | 30,000 | USD | evidence → |
| Pretax income | 2,105,000 | USD | evidence → |
| Income tax | 792,000 | USD | evidence → |
| Net income | 1,313,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 25,391,000 | USD | evidence → |
| Total capital | 27,980,000 | USD | evidence → |
| Risk-weighted assets | 206,314,000 | USD | evidence → |