Call report 2016Q1
WEST MICHIGAN BANK & TRUST — 2016Q1
The 22 measures WEST MICHIGAN BANK & TRUST reported to the FFIEC for 2016Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 40,812,000 | USD | evidence → |
| Total loans | 12,864,000 | USD | evidence → |
| Allowance for loan losses | 170,000 | USD | evidence → |
| Securities available for sale | 20,694,000 | USD | evidence → |
| Securities held to maturity | 644,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 31,426,000 | USD | evidence → |
| Interest-bearing deposits | 28,548,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,878,000 | USD | evidence → |
| Equity capital | 7,316,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 269,000 | USD | evidence → |
| Interest expense | 22,000 | USD | evidence → |
| Net interest income | 247,000 | USD | evidence → |
| Noninterest income | 69,000 | USD | evidence → |
| Noninterest expense | 367,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | -51,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -51,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,386,000 | USD | evidence → |
| Total capital | 7,556,000 | USD | evidence → |
| Risk-weighted assets | 16,357,000 | USD | evidence → |