Call report 2016Q2
WEST MICHIGAN BANK & TRUST — 2016Q2
The 22 measures WEST MICHIGAN BANK & TRUST reported to the FFIEC for 2016Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 40,160,000 | USD | evidence → |
| Total loans | 13,367,000 | USD | evidence → |
| Allowance for loan losses | 170,000 | USD | evidence → |
| Securities available for sale | 17,329,000 | USD | evidence → |
| Securities held to maturity | 479,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 32,687,000 | USD | evidence → |
| Interest-bearing deposits | 29,476,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,211,000 | USD | evidence → |
| Equity capital | 7,389,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 535,000 | USD | evidence → |
| Interest expense | 49,000 | USD | evidence → |
| Net interest income | 486,000 | USD | evidence → |
| Noninterest income | 147,000 | USD | evidence → |
| Noninterest expense | 782,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | -149,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -149,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,287,000 | USD | evidence → |
| Total capital | 7,457,000 | USD | evidence → |
| Risk-weighted assets | 16,532,000 | USD | evidence → |