Call report 2015Q4
WEST MICHIGAN BANK & TRUST — 2015Q4
The 22 measures WEST MICHIGAN BANK & TRUST reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 40,375,000 | USD | evidence → |
| Total loans | 12,829,000 | USD | evidence → |
| Allowance for loan losses | 170,000 | USD | evidence → |
| Securities available for sale | 21,031,000 | USD | evidence → |
| Securities held to maturity | 683,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 31,104,000 | USD | evidence → |
| Interest-bearing deposits | 27,718,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,386,000 | USD | evidence → |
| Equity capital | 7,206,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,211,000 | USD | evidence → |
| Interest expense | 98,000 | USD | evidence → |
| Net interest income | 1,113,000 | USD | evidence → |
| Noninterest income | 250,000 | USD | evidence → |
| Noninterest expense | 1,357,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 6,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 6,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,436,000 | USD | evidence → |
| Total capital | 7,606,000 | USD | evidence → |
| Risk-weighted assets | 16,191,000 | USD | evidence → |