Call report 2013Q3
WEST MICHIGAN BANK & TRUST — 2013Q3
The 22 measures WEST MICHIGAN BANK & TRUST reported to the FFIEC for 2013Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 42,679,000 | USD | evidence → |
| Total loans | 9,661,000 | USD | evidence → |
| Allowance for loan losses | 186,000 | USD | evidence → |
| Securities available for sale | 26,772,000 | USD | evidence → |
| Securities held to maturity | 400,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 36,111,000 | USD | evidence → |
| Interest-bearing deposits | 32,205,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,906,000 | USD | evidence → |
| Equity capital | 6,528,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 741,000 | USD | evidence → |
| Interest expense | 74,000 | USD | evidence → |
| Net interest income | 667,000 | USD | evidence → |
| Noninterest income | 183,000 | USD | evidence → |
| Noninterest expense | 796,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 54,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 54,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,883,000 | USD | evidence → |
| Total capital | 8,062,000 | USD | evidence → |
| Risk-weighted assets | 14,317,000 | USD | evidence → |