Call report 2013Q4
WEST MICHIGAN BANK & TRUST — 2013Q4
The 22 measures WEST MICHIGAN BANK & TRUST reported to the FFIEC for 2013Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 42,248,000 | USD | evidence → |
| Total loans | 9,143,000 | USD | evidence → |
| Allowance for loan losses | 177,000 | USD | evidence → |
| Securities available for sale | 26,247,000 | USD | evidence → |
| Securities held to maturity | 400,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 35,663,000 | USD | evidence → |
| Interest-bearing deposits | 32,790,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,873,000 | USD | evidence → |
| Equity capital | 6,541,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,006,000 | USD | evidence → |
| Interest expense | 96,000 | USD | evidence → |
| Net interest income | 910,000 | USD | evidence → |
| Noninterest income | 240,000 | USD | evidence → |
| Noninterest expense | 1,054,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 96,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 96,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,904,000 | USD | evidence → |
| Total capital | 8,078,000 | USD | evidence → |
| Risk-weighted assets | 13,923,000 | USD | evidence → |