Call report 2013Q2
WEST MICHIGAN BANK & TRUST — 2013Q2
The 22 measures WEST MICHIGAN BANK & TRUST reported to the FFIEC for 2013Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 41,228,000 | USD | evidence → |
| Total loans | 8,629,000 | USD | evidence → |
| Allowance for loan losses | 186,000 | USD | evidence → |
| Securities available for sale | 26,860,000 | USD | evidence → |
| Securities held to maturity | 400,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 34,028,000 | USD | evidence → |
| Interest-bearing deposits | 31,963,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,065,000 | USD | evidence → |
| Equity capital | 7,134,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 499,000 | USD | evidence → |
| Interest expense | 49,000 | USD | evidence → |
| Net interest income | 450,000 | USD | evidence → |
| Noninterest income | 126,000 | USD | evidence → |
| Noninterest expense | 526,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 50,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 50,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,882,000 | USD | evidence → |
| Total capital | 8,045,000 | USD | evidence → |
| Risk-weighted assets | 12,994,000 | USD | evidence → |