Call report 2010Q3
WEST MICHIGAN BANK & TRUST — 2010Q3
The 22 measures WEST MICHIGAN BANK & TRUST reported to the FFIEC for 2010Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 40,622,000 | USD | evidence → |
| Total loans | 7,407,000 | USD | evidence → |
| Allowance for loan losses | 217,000 | USD | evidence → |
| Securities available for sale | 28,388,000 | USD | evidence → |
| Securities held to maturity | 530,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 32,377,000 | USD | evidence → |
| Interest-bearing deposits | 30,009,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,368,000 | USD | evidence → |
| Equity capital | 8,161,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 939,000 | USD | evidence → |
| Interest expense | 109,000 | USD | evidence → |
| Net interest income | 830,000 | USD | evidence → |
| Noninterest income | 205,000 | USD | evidence → |
| Noninterest expense | 892,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 143,000 | USD | evidence → |
| Income tax | 1,000 | USD | evidence → |
| Net income | 142,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,893,000 | USD | evidence → |
| Total capital | 8,048,000 | USD | evidence → |
| Risk-weighted assets | 12,317,000 | USD | evidence → |
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