Call report 2010Q4
WEST MICHIGAN BANK & TRUST — 2010Q4
The 22 measures WEST MICHIGAN BANK & TRUST reported to the FFIEC for 2010Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 38,577,000 | USD | evidence → |
| Total loans | 7,331,000 | USD | evidence → |
| Allowance for loan losses | 185,000 | USD | evidence → |
| Securities available for sale | 27,892,000 | USD | evidence → |
| Securities held to maturity | 530,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 31,787,000 | USD | evidence → |
| Interest-bearing deposits | 29,952,000 | USD | evidence → |
| Noninterest-bearing deposits | 1,835,000 | USD | evidence → |
| Equity capital | 6,701,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,239,000 | USD | evidence → |
| Interest expense | 142,000 | USD | evidence → |
| Net interest income | 1,097,000 | USD | evidence → |
| Noninterest income | 269,000 | USD | evidence → |
| Noninterest expense | 1,179,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 187,000 | USD | evidence → |
| Income tax | 1,000 | USD | evidence → |
| Net income | 186,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,899,000 | USD | evidence → |
| Total capital | 8,060,000 | USD | evidence → |
| Risk-weighted assets | 12,505,000 | USD | evidence → |