Call report 2010Q2
WEST MICHIGAN BANK & TRUST — 2010Q2
The 22 measures WEST MICHIGAN BANK & TRUST reported to the FFIEC for 2010Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 39,740,000 | USD | evidence → |
| Total loans | 8,162,000 | USD | evidence → |
| Allowance for loan losses | 215,000 | USD | evidence → |
| Securities available for sale | 24,232,000 | USD | evidence → |
| Securities held to maturity | 530,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 31,500,000 | USD | evidence → |
| Interest-bearing deposits | 29,868,000 | USD | evidence → |
| Noninterest-bearing deposits | 1,632,000 | USD | evidence → |
| Equity capital | 8,138,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 629,000 | USD | evidence → |
| Interest expense | 73,000 | USD | evidence → |
| Net interest income | 556,000 | USD | evidence → |
| Noninterest income | 140,000 | USD | evidence → |
| Noninterest expense | 600,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 96,000 | USD | evidence → |
| Income tax | 1,000 | USD | evidence → |
| Net income | 95,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,886,000 | USD | evidence → |
| Total capital | 8,041,000 | USD | evidence → |
| Risk-weighted assets | 12,355,000 | USD | evidence → |
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