Call report 2025Q3
CITIZENS FEDERAL SAVINGS & LOAN ASSOCIATION — 2025Q3
The 22 measures CITIZENS FEDERAL SAVINGS & LOAN ASSOCIATION reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 179,975,000 | USD | evidence → |
| Total loans | 142,300,000 | USD | evidence → |
| Allowance for loan losses | 300,000 | USD | evidence → |
| Securities available for sale | 24,900,000 | USD | evidence → |
| Securities held to maturity | 634,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 160,973,000 | USD | evidence → |
| Interest-bearing deposits | 157,116,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,857,000 | USD | evidence → |
| Equity capital | 18,548,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,628,000 | USD | evidence → |
| Interest expense | 2,609,000 | USD | evidence → |
| Net interest income | 3,019,000 | USD | evidence → |
| Noninterest income | 353,000 | USD | evidence → |
| Noninterest expense | 2,826,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 553,000 | USD | evidence → |
| Income tax | 54,000 | USD | evidence → |
| Net income | 499,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,667,000 | USD | evidence → |
| Total capital | 19,967,000 | USD | evidence → |
| Risk-weighted assets | 96,102,000 | USD | evidence → |