Call report 2025Q4
CITIZENS FEDERAL SAVINGS & LOAN ASSOCIATION — 2025Q4
The 22 measures CITIZENS FEDERAL SAVINGS & LOAN ASSOCIATION reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 184,598,000 | USD | evidence → |
| Total loans | 144,831,000 | USD | evidence → |
| Allowance for loan losses | 300,000 | USD | evidence → |
| Securities available for sale | 26,809,000 | USD | evidence → |
| Securities held to maturity | 351,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 165,133,000 | USD | evidence → |
| Interest-bearing deposits | 160,617,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,516,000 | USD | evidence → |
| Equity capital | 19,041,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,560,000 | USD | evidence → |
| Interest expense | 3,480,000 | USD | evidence → |
| Net interest income | 4,080,000 | USD | evidence → |
| Noninterest income | 492,000 | USD | evidence → |
| Noninterest expense | 3,759,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 820,000 | USD | evidence → |
| Income tax | 86,000 | USD | evidence → |
| Net income | 734,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,901,000 | USD | evidence → |
| Total capital | 20,201,000 | USD | evidence → |
| Risk-weighted assets | 98,442,000 | USD | evidence → |