Call report 2025Q2
CITIZENS FEDERAL SAVINGS & LOAN ASSOCIATION — 2025Q2
The 22 measures CITIZENS FEDERAL SAVINGS & LOAN ASSOCIATION reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 182,471,000 | USD | evidence → |
| Total loans | 142,307,000 | USD | evidence → |
| Allowance for loan losses | 300,000 | USD | evidence → |
| Securities available for sale | 27,112,000 | USD | evidence → |
| Securities held to maturity | 649,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 162,083,000 | USD | evidence → |
| Interest-bearing deposits | 157,474,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,609,000 | USD | evidence → |
| Equity capital | 18,038,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,709,000 | USD | evidence → |
| Interest expense | 1,733,000 | USD | evidence → |
| Net interest income | 1,976,000 | USD | evidence → |
| Noninterest income | 202,000 | USD | evidence → |
| Noninterest expense | 1,846,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 332,000 | USD | evidence → |
| Income tax | 28,000 | USD | evidence → |
| Net income | 304,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,472,000 | USD | evidence → |
| Total capital | 19,772,000 | USD | evidence → |
| Risk-weighted assets | 96,740,000 | USD | evidence → |