Call report 2015Q4
RIDGESTONE BANK — 2015Q4
The 22 measures RIDGESTONE BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 422,706,000 | USD | evidence → |
| Total loans | 360,258,000 | USD | evidence → |
| Allowance for loan losses | 8,996,000 | USD | evidence → |
| Securities available for sale | 27,389,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 345,003,000 | USD | evidence → |
| Interest-bearing deposits | 309,439,000 | USD | evidence → |
| Noninterest-bearing deposits | 35,564,000 | USD | evidence → |
| Equity capital | 54,899,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 26,104,000 | USD | evidence → |
| Interest expense | 2,947,000 | USD | evidence → |
| Net interest income | 23,157,000 | USD | evidence → |
| Noninterest income | 30,172,000 | USD | evidence → |
| Noninterest expense | 30,504,000 | USD | evidence → |
| Provision for loan losses | 3,340,000 | USD | evidence → |
| Pretax income | 19,584,000 | USD | evidence → |
| Income tax | 8,049,000 | USD | evidence → |
| Net income | 11,535,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 52,477,000 | USD | evidence → |
| Total capital | 57,462,000 | USD | evidence → |
| Risk-weighted assets | 393,855,000 | USD | evidence → |