Call report 2016Q1
RIDGESTONE BANK — 2016Q1
The 22 measures RIDGESTONE BANK reported to the FFIEC for 2016Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 433,223,000 | USD | evidence → |
| Total loans | 362,802,000 | USD | evidence → |
| Allowance for loan losses | 9,729,000 | USD | evidence → |
| Securities available for sale | 27,604,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 351,597,000 | USD | evidence → |
| Interest-bearing deposits | 315,664,000 | USD | evidence → |
| Noninterest-bearing deposits | 35,934,000 | USD | evidence → |
| Equity capital | 59,501,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,552,000 | USD | evidence → |
| Interest expense | 826,000 | USD | evidence → |
| Net interest income | 6,726,000 | USD | evidence → |
| Noninterest income | 8,805,000 | USD | evidence → |
| Noninterest expense | 7,602,000 | USD | evidence → |
| Provision for loan losses | 761,000 | USD | evidence → |
| Pretax income | 7,168,000 | USD | evidence → |
| Income tax | 2,901,000 | USD | evidence → |
| Net income | 4,267,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 55,703,000 | USD | evidence → |
| Total capital | 60,672,000 | USD | evidence → |
| Risk-weighted assets | 391,457,000 | USD | evidence → |