Call report 2015Q3
RIDGESTONE BANK — 2015Q3
The 22 measures RIDGESTONE BANK reported to the FFIEC for 2015Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 423,688,000 | USD | evidence → |
| Total loans | 355,442,000 | USD | evidence → |
| Allowance for loan losses | 9,205,000 | USD | evidence → |
| Securities available for sale | 27,865,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 349,013,000 | USD | evidence → |
| Interest-bearing deposits | 310,501,000 | USD | evidence → |
| Noninterest-bearing deposits | 38,512,000 | USD | evidence → |
| Equity capital | 53,019,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 18,695,000 | USD | evidence → |
| Interest expense | 2,142,000 | USD | evidence → |
| Net interest income | 16,553,000 | USD | evidence → |
| Noninterest income | 21,661,000 | USD | evidence → |
| Noninterest expense | 23,531,000 | USD | evidence → |
| Provision for loan losses | 1,829,000 | USD | evidence → |
| Pretax income | 12,953,000 | USD | evidence → |
| Income tax | 5,334,000 | USD | evidence → |
| Net income | 7,619,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 50,487,000 | USD | evidence → |
| Total capital | 55,296,000 | USD | evidence → |
| Risk-weighted assets | 379,363,000 | USD | evidence → |