Call report 2015Q2
RIDGESTONE BANK — 2015Q2
The 22 measures RIDGESTONE BANK reported to the FFIEC for 2015Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 423,387,000 | USD | evidence → |
| Total loans | 333,238,000 | USD | evidence → |
| Allowance for loan losses | 8,525,000 | USD | evidence → |
| Securities available for sale | 27,787,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 348,958,000 | USD | evidence → |
| Interest-bearing deposits | 308,212,000 | USD | evidence → |
| Noninterest-bearing deposits | 40,746,000 | USD | evidence → |
| Equity capital | 50,499,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,263,000 | USD | evidence → |
| Interest expense | 1,365,000 | USD | evidence → |
| Net interest income | 10,898,000 | USD | evidence → |
| Noninterest income | 14,849,000 | USD | evidence → |
| Noninterest expense | 17,116,000 | USD | evidence → |
| Provision for loan losses | 1,320,000 | USD | evidence → |
| Pretax income | 7,384,000 | USD | evidence → |
| Income tax | 3,043,000 | USD | evidence → |
| Net income | 4,341,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 48,026,000 | USD | evidence → |
| Total capital | 52,262,000 | USD | evidence → |
| Risk-weighted assets | 333,469,000 | USD | evidence → |