Call report 2015Q1
RIDGESTONE BANK — 2015Q1
The 22 measures RIDGESTONE BANK reported to the FFIEC for 2015Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 398,451,000 | USD | evidence → |
| Total loans | 321,950,000 | USD | evidence → |
| Allowance for loan losses | 7,491,000 | USD | evidence → |
| Securities available for sale | 30,122,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 328,466,000 | USD | evidence → |
| Interest-bearing deposits | 296,239,000 | USD | evidence → |
| Noninterest-bearing deposits | 32,227,000 | USD | evidence → |
| Equity capital | 50,305,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,629,000 | USD | evidence → |
| Interest expense | 660,000 | USD | evidence → |
| Net interest income | 4,969,000 | USD | evidence → |
| Noninterest income | 7,049,000 | USD | evidence → |
| Noninterest expense | 6,482,000 | USD | evidence → |
| Provision for loan losses | 374,000 | USD | evidence → |
| Pretax income | 5,162,000 | USD | evidence → |
| Income tax | 2,085,000 | USD | evidence → |
| Net income | 3,077,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 47,776,000 | USD | evidence → |
| Total capital | 51,934,000 | USD | evidence → |
| Risk-weighted assets | 328,328,000 | USD | evidence → |