Call report 2014Q4
RIDGESTONE BANK — 2014Q4
The 22 measures RIDGESTONE BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 394,511,000 | USD | evidence → |
| Total loans | 316,228,000 | USD | evidence → |
| Allowance for loan losses | 7,363,000 | USD | evidence → |
| Securities available for sale | 29,926,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 327,432,000 | USD | evidence → |
| Interest-bearing deposits | 298,222,000 | USD | evidence → |
| Noninterest-bearing deposits | 29,210,000 | USD | evidence → |
| Equity capital | 47,742,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 22,054,000 | USD | evidence → |
| Interest expense | 2,508,000 | USD | evidence → |
| Net interest income | 19,546,000 | USD | evidence → |
| Noninterest income | 29,691,000 | USD | evidence → |
| Noninterest expense | 24,905,000 | USD | evidence → |
| Provision for loan losses | 4,536,000 | USD | evidence → |
| Pretax income | 19,796,000 | USD | evidence → |
| Income tax | 7,792,000 | USD | evidence → |
| Net income | 12,004,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 46,168,000 | USD | evidence → |
| Total capital | 50,293,000 | USD | evidence → |
| Risk-weighted assets | 326,800,000 | USD | evidence → |