Call report 2014Q3
RIDGESTONE BANK — 2014Q3
The 22 measures RIDGESTONE BANK reported to the FFIEC for 2014Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 386,893,000 | USD | evidence → |
| Total loans | 306,334,000 | USD | evidence → |
| Allowance for loan losses | 8,538,000 | USD | evidence → |
| Securities available for sale | 29,712,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 316,233,000 | USD | evidence → |
| Interest-bearing deposits | 285,447,000 | USD | evidence → |
| Noninterest-bearing deposits | 30,785,000 | USD | evidence → |
| Equity capital | 51,590,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 16,177,000 | USD | evidence → |
| Interest expense | 1,863,000 | USD | evidence → |
| Net interest income | 14,314,000 | USD | evidence → |
| Noninterest income | 23,015,000 | USD | evidence → |
| Noninterest expense | 18,051,000 | USD | evidence → |
| Provision for loan losses | 3,505,000 | USD | evidence → |
| Pretax income | 15,773,000 | USD | evidence → |
| Income tax | 6,207,000 | USD | evidence → |
| Net income | 9,566,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 50,300,000 | USD | evidence → |
| Total capital | 54,343,000 | USD | evidence → |
| Risk-weighted assets | 318,981,000 | USD | evidence → |