Call report 2014Q2
RIDGESTONE BANK — 2014Q2
The 22 measures RIDGESTONE BANK reported to the FFIEC for 2014Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 384,255,000 | USD | evidence → |
| Total loans | 312,738,000 | USD | evidence → |
| Allowance for loan losses | 8,466,000 | USD | evidence → |
| Securities available for sale | 29,926,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 318,500,000 | USD | evidence → |
| Interest-bearing deposits | 288,200,000 | USD | evidence → |
| Noninterest-bearing deposits | 30,300,000 | USD | evidence → |
| Equity capital | 48,510,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,445,000 | USD | evidence → |
| Interest expense | 1,220,000 | USD | evidence → |
| Net interest income | 9,225,000 | USD | evidence → |
| Noninterest income | 16,323,000 | USD | evidence → |
| Noninterest expense | 11,764,000 | USD | evidence → |
| Provision for loan losses | 3,128,000 | USD | evidence → |
| Pretax income | 10,656,000 | USD | evidence → |
| Income tax | 4,193,000 | USD | evidence → |
| Net income | 6,463,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 47,303,000 | USD | evidence → |
| Total capital | 51,242,000 | USD | evidence → |
| Risk-weighted assets | 310,567,000 | USD | evidence → |