Call report 2014Q1
RIDGESTONE BANK — 2014Q1
The 22 measures RIDGESTONE BANK reported to the FFIEC for 2014Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 380,458,000 | USD | evidence → |
| Total loans | 301,789,000 | USD | evidence → |
| Allowance for loan losses | 9,424,000 | USD | evidence → |
| Securities available for sale | 29,949,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 310,930,000 | USD | evidence → |
| Interest-bearing deposits | 281,061,000 | USD | evidence → |
| Noninterest-bearing deposits | 29,869,000 | USD | evidence → |
| Equity capital | 52,857,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,088,000 | USD | evidence → |
| Interest expense | 611,000 | USD | evidence → |
| Net interest income | 4,477,000 | USD | evidence → |
| Noninterest income | 7,290,000 | USD | evidence → |
| Noninterest expense | 5,565,000 | USD | evidence → |
| Provision for loan losses | 1,717,000 | USD | evidence → |
| Pretax income | 4,485,000 | USD | evidence → |
| Income tax | 1,761,000 | USD | evidence → |
| Net income | 2,724,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 51,822,000 | USD | evidence → |
| Total capital | 55,699,000 | USD | evidence → |
| Risk-weighted assets | 304,633,000 | USD | evidence → |