Call report 2013Q4
RIDGESTONE BANK — 2013Q4
The 22 measures RIDGESTONE BANK reported to the FFIEC for 2013Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 388,729,000 | USD | evidence → |
| Total loans | 314,155,000 | USD | evidence → |
| Allowance for loan losses | 8,212,000 | USD | evidence → |
| Securities available for sale | 31,217,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 319,029,000 | USD | evidence → |
| Interest-bearing deposits | 288,803,000 | USD | evidence → |
| Noninterest-bearing deposits | 30,225,000 | USD | evidence → |
| Equity capital | 49,811,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 20,278,000 | USD | evidence → |
| Interest expense | 2,908,000 | USD | evidence → |
| Net interest income | 17,370,000 | USD | evidence → |
| Noninterest income | 19,468,000 | USD | evidence → |
| Noninterest expense | 19,513,000 | USD | evidence → |
| Provision for loan losses | 5,425,000 | USD | evidence → |
| Pretax income | 12,046,000 | USD | evidence → |
| Income tax | 4,742,000 | USD | evidence → |
| Net income | 7,304,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 49,067,000 | USD | evidence → |
| Total capital | 53,105,000 | USD | evidence → |
| Risk-weighted assets | 318,902,000 | USD | evidence → |