Call report 2013Q3
RIDGESTONE BANK — 2013Q3
The 22 measures RIDGESTONE BANK reported to the FFIEC for 2013Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 393,517,000 | USD | evidence → |
| Total loans | 309,481,000 | USD | evidence → |
| Allowance for loan losses | 8,966,000 | USD | evidence → |
| Securities available for sale | 31,660,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 330,032,000 | USD | evidence → |
| Interest-bearing deposits | 297,449,000 | USD | evidence → |
| Noninterest-bearing deposits | 32,584,000 | USD | evidence → |
| Equity capital | 48,436,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,897,000 | USD | evidence → |
| Interest expense | 2,254,000 | USD | evidence → |
| Net interest income | 12,643,000 | USD | evidence → |
| Noninterest income | 14,522,000 | USD | evidence → |
| Noninterest expense | 13,893,000 | USD | evidence → |
| Provision for loan losses | 3,901,000 | USD | evidence → |
| Pretax income | 9,508,000 | USD | evidence → |
| Income tax | 3,738,000 | USD | evidence → |
| Net income | 5,770,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 47,593,000 | USD | evidence → |
| Total capital | 51,683,000 | USD | evidence → |
| Risk-weighted assets | 322,316,000 | USD | evidence → |