Call report 2012Q4
RIDGESTONE BANK — 2012Q4
The 22 measures RIDGESTONE BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 400,342,000 | USD | evidence → |
| Total loans | 298,514,000 | USD | evidence → |
| Allowance for loan losses | 10,533,000 | USD | evidence → |
| Securities available for sale | 32,779,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 338,647,000 | USD | evidence → |
| Interest-bearing deposits | 311,893,000 | USD | evidence → |
| Noninterest-bearing deposits | 26,754,000 | USD | evidence → |
| Equity capital | 43,507,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 20,652,000 | USD | evidence → |
| Interest expense | 4,476,000 | USD | evidence → |
| Net interest income | 16,176,000 | USD | evidence → |
| Noninterest income | 14,960,000 | USD | evidence → |
| Noninterest expense | 19,272,000 | USD | evidence → |
| Provision for loan losses | 8,447,000 | USD | evidence → |
| Pretax income | 3,666,000 | USD | evidence → |
| Income tax | 1,435,000 | USD | evidence → |
| Net income | 2,231,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 42,276,000 | USD | evidence → |
| Total capital | 46,336,000 | USD | evidence → |
| Risk-weighted assets | 318,302,000 | USD | evidence → |