Call report 2012Q3
RIDGESTONE BANK — 2012Q3
The 22 measures RIDGESTONE BANK reported to the FFIEC for 2012Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 394,551,000 | USD | evidence → |
| Total loans | 295,085,000 | USD | evidence → |
| Allowance for loan losses | 11,798,000 | USD | evidence → |
| Securities available for sale | 32,874,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 329,702,000 | USD | evidence → |
| Interest-bearing deposits | 304,852,000 | USD | evidence → |
| Noninterest-bearing deposits | 24,850,000 | USD | evidence → |
| Equity capital | 42,145,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,205,000 | USD | evidence → |
| Interest expense | 3,629,000 | USD | evidence → |
| Net interest income | 11,576,000 | USD | evidence → |
| Noninterest income | 10,369,000 | USD | evidence → |
| Noninterest expense | 14,020,000 | USD | evidence → |
| Provision for loan losses | 6,625,000 | USD | evidence → |
| Pretax income | 1,549,000 | USD | evidence → |
| Income tax | 604,000 | USD | evidence → |
| Net income | 945,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 41,038,000 | USD | evidence → |
| Total capital | 45,079,000 | USD | evidence → |
| Risk-weighted assets | 315,525,000 | USD | evidence → |