Call report 2013Q1
RIDGESTONE BANK — 2013Q1
The 22 measures RIDGESTONE BANK reported to the FFIEC for 2013Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 395,803,000 | USD | evidence → |
| Total loans | 310,100,000 | USD | evidence → |
| Allowance for loan losses | 9,517,000 | USD | evidence → |
| Securities available for sale | 32,393,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 332,124,000 | USD | evidence → |
| Interest-bearing deposits | 307,033,000 | USD | evidence → |
| Noninterest-bearing deposits | 25,091,000 | USD | evidence → |
| Equity capital | 45,739,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,860,000 | USD | evidence → |
| Interest expense | 804,000 | USD | evidence → |
| Net interest income | 4,056,000 | USD | evidence → |
| Noninterest income | 5,152,000 | USD | evidence → |
| Noninterest expense | 4,360,000 | USD | evidence → |
| Provision for loan losses | 1,167,000 | USD | evidence → |
| Pretax income | 3,754,000 | USD | evidence → |
| Income tax | 1,475,000 | USD | evidence → |
| Net income | 2,279,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 44,488,000 | USD | evidence → |
| Total capital | 48,651,000 | USD | evidence → |
| Risk-weighted assets | 327,727,000 | USD | evidence → |