Call report 2012Q2
RIDGESTONE BANK — 2012Q2
The 22 measures RIDGESTONE BANK reported to the FFIEC for 2012Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 423,345,000 | USD | evidence → |
| Total loans | 315,648,000 | USD | evidence → |
| Allowance for loan losses | 14,351,000 | USD | evidence → |
| Securities available for sale | 37,694,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 359,908,000 | USD | evidence → |
| Interest-bearing deposits | 334,365,000 | USD | evidence → |
| Noninterest-bearing deposits | 25,543,000 | USD | evidence → |
| Equity capital | 41,562,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,089,000 | USD | evidence → |
| Interest expense | 2,560,000 | USD | evidence → |
| Net interest income | 7,529,000 | USD | evidence → |
| Noninterest income | 5,553,000 | USD | evidence → |
| Noninterest expense | 8,662,000 | USD | evidence → |
| Provision for loan losses | 3,911,000 | USD | evidence → |
| Pretax income | 509,000 | USD | evidence → |
| Income tax | 196,000 | USD | evidence → |
| Net income | 313,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 40,482,000 | USD | evidence → |
| Total capital | 44,755,000 | USD | evidence → |
| Risk-weighted assets | 331,779,000 | USD | evidence → |