Call report 2012Q1
RIDGESTONE BANK — 2012Q1
The 22 measures RIDGESTONE BANK reported to the FFIEC for 2012Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 425,888,000 | USD | evidence → |
| Total loans | 314,475,000 | USD | evidence → |
| Allowance for loan losses | 14,861,000 | USD | evidence → |
| Securities available for sale | 39,085,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 362,320,000 | USD | evidence → |
| Interest-bearing deposits | 338,718,000 | USD | evidence → |
| Noninterest-bearing deposits | 23,602,000 | USD | evidence → |
| Equity capital | 41,386,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,991,000 | USD | evidence → |
| Interest expense | 1,352,000 | USD | evidence → |
| Net interest income | 3,639,000 | USD | evidence → |
| Noninterest income | 3,182,000 | USD | evidence → |
| Noninterest expense | 4,281,000 | USD | evidence → |
| Provision for loan losses | 2,191,000 | USD | evidence → |
| Pretax income | 349,000 | USD | evidence → |
| Income tax | 134,000 | USD | evidence → |
| Net income | 215,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 40,344,000 | USD | evidence → |
| Total capital | 44,582,000 | USD | evidence → |
| Risk-weighted assets | 328,416,000 | USD | evidence → |