Call report 2011Q4
RIDGESTONE BANK — 2011Q4
The 22 measures RIDGESTONE BANK reported to the FFIEC for 2011Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 425,721,000 | USD | evidence → |
| Total loans | 321,460,000 | USD | evidence → |
| Allowance for loan losses | 12,979,000 | USD | evidence → |
| Securities available for sale | 38,964,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 361,484,000 | USD | evidence → |
| Interest-bearing deposits | 336,898,000 | USD | evidence → |
| Noninterest-bearing deposits | 24,586,000 | USD | evidence → |
| Equity capital | 41,344,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 22,014,000 | USD | evidence → |
| Interest expense | 6,483,000 | USD | evidence → |
| Net interest income | 15,531,000 | USD | evidence → |
| Noninterest income | 10,582,000 | USD | evidence → |
| Noninterest expense | 16,989,000 | USD | evidence → |
| Provision for loan losses | 7,325,000 | USD | evidence → |
| Pretax income | 1,799,000 | USD | evidence → |
| Income tax | 691,000 | USD | evidence → |
| Net income | 1,108,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 40,357,000 | USD | evidence → |
| Total capital | 44,617,000 | USD | evidence → |
| Risk-weighted assets | 332,081,000 | USD | evidence → |