Call report 2011Q1
RIDGESTONE BANK — 2011Q1
The 22 measures RIDGESTONE BANK reported to the FFIEC for 2011Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 456,837,000 | USD | evidence → |
| Total loans | 379,273,000 | USD | evidence → |
| Allowance for loan losses | 11,552,000 | USD | evidence → |
| Securities available for sale | 33,476,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 390,149,000 | USD | evidence → |
| Interest-bearing deposits | 366,022,000 | USD | evidence → |
| Noninterest-bearing deposits | 24,127,000 | USD | evidence → |
| Equity capital | 42,059,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,507,000 | USD | evidence → |
| Interest expense | 1,746,000 | USD | evidence → |
| Net interest income | 3,761,000 | USD | evidence → |
| Noninterest income | 3,377,000 | USD | evidence → |
| Noninterest expense | 3,731,000 | USD | evidence → |
| Provision for loan losses | 163,000 | USD | evidence → |
| Pretax income | 3,244,000 | USD | evidence → |
| Income tax | 1,273,000 | USD | evidence → |
| Net income | 1,971,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 41,117,000 | USD | evidence → |
| Total capital | 45,736,000 | USD | evidence → |
| Risk-weighted assets | 364,592,000 | USD | evidence → |