Call report 2010Q4
RIDGESTONE BANK — 2010Q4
The 22 measures RIDGESTONE BANK reported to the FFIEC for 2010Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 454,952,000 | USD | evidence → |
| Total loans | 361,138,000 | USD | evidence → |
| Allowance for loan losses | 11,054,000 | USD | evidence → |
| Securities available for sale | 30,822,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 376,940,000 | USD | evidence → |
| Interest-bearing deposits | 348,737,000 | USD | evidence → |
| Noninterest-bearing deposits | 28,203,000 | USD | evidence → |
| Equity capital | 40,105,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 23,136,000 | USD | evidence → |
| Interest expense | 8,036,000 | USD | evidence → |
| Net interest income | 15,100,000 | USD | evidence → |
| Noninterest income | 11,449,000 | USD | evidence → |
| Noninterest expense | 19,304,000 | USD | evidence → |
| Provision for loan losses | 17,641,000 | USD | evidence → |
| Pretax income | -9,827,000 | USD | evidence → |
| Income tax | -1,404,000 | USD | evidence → |
| Net income | -8,423,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 39,154,000 | USD | evidence → |
| Total capital | 43,763,000 | USD | evidence → |
| Risk-weighted assets | 364,934,000 | USD | evidence → |