Call report 2011Q2
RIDGESTONE BANK — 2011Q2
The 22 measures RIDGESTONE BANK reported to the FFIEC for 2011Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 460,548,000 | USD | evidence → |
| Total loans | 345,164,000 | USD | evidence → |
| Allowance for loan losses | 11,900,000 | USD | evidence → |
| Securities available for sale | 32,371,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 395,360,000 | USD | evidence → |
| Interest-bearing deposits | 372,284,000 | USD | evidence → |
| Noninterest-bearing deposits | 23,076,000 | USD | evidence → |
| Equity capital | 42,711,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,572,000 | USD | evidence → |
| Interest expense | 3,439,000 | USD | evidence → |
| Net interest income | 8,133,000 | USD | evidence → |
| Noninterest income | 6,021,000 | USD | evidence → |
| Noninterest expense | 7,811,000 | USD | evidence → |
| Provision for loan losses | 2,364,000 | USD | evidence → |
| Pretax income | 3,979,000 | USD | evidence → |
| Income tax | 1,558,000 | USD | evidence → |
| Net income | 2,421,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 41,669,000 | USD | evidence → |
| Total capital | 46,130,000 | USD | evidence → |
| Risk-weighted assets | 348,964,000 | USD | evidence → |