Call report 2010Q1
RIDGESTONE BANK — 2010Q1
The 22 measures RIDGESTONE BANK reported to the FFIEC for 2010Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 481,714,000 | USD | evidence → |
| Total loans | 368,555,000 | USD | evidence → |
| Allowance for loan losses | 10,139,000 | USD | evidence → |
| Securities available for sale | 28,809,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 396,308,000 | USD | evidence → |
| Interest-bearing deposits | 373,086,000 | USD | evidence → |
| Noninterest-bearing deposits | 23,222,000 | USD | evidence → |
| Equity capital | 49,644,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,969,000 | USD | evidence → |
| Interest expense | 2,099,000 | USD | evidence → |
| Net interest income | 3,870,000 | USD | evidence → |
| Noninterest income | 1,762,000 | USD | evidence → |
| Noninterest expense | 2,801,000 | USD | evidence → |
| Provision for loan losses | 2,054,000 | USD | evidence → |
| Pretax income | 1,346,000 | USD | evidence → |
| Income tax | 660,000 | USD | evidence → |
| Net income | 686,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 42,384,000 | USD | evidence → |
| Total capital | 47,282,000 | USD | evidence → |
| Risk-weighted assets | 386,542,000 | USD | evidence → |