Call report 2009Q4
RIDGESTONE BANK — 2009Q4
The 22 measures RIDGESTONE BANK reported to the FFIEC for 2009Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 466,879,000 | USD | evidence → |
| Total loans | 370,311,000 | USD | evidence → |
| Allowance for loan losses | 8,665,000 | USD | evidence → |
| Securities available for sale | 37,534,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 389,228,000 | USD | evidence → |
| Interest-bearing deposits | 365,639,000 | USD | evidence → |
| Noninterest-bearing deposits | 23,589,000 | USD | evidence → |
| Equity capital | 49,263,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 25,138,000 | USD | evidence → |
| Interest expense | 9,164,000 | USD | evidence → |
| Net interest income | 15,974,000 | USD | evidence → |
| Noninterest income | 11,615,000 | USD | evidence → |
| Noninterest expense | 11,046,000 | USD | evidence → |
| Provision for loan losses | 12,369,000 | USD | evidence → |
| Pretax income | 4,878,000 | USD | evidence → |
| Income tax | 1,884,000 | USD | evidence → |
| Net income | 2,994,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 41,675,000 | USD | evidence → |
| Total capital | 46,646,000 | USD | evidence → |
| Risk-weighted assets | 394,017,000 | USD | evidence → |