Call report 2010Q2
RIDGESTONE BANK — 2010Q2
The 22 measures RIDGESTONE BANK reported to the FFIEC for 2010Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 470,248,000 | USD | evidence → |
| Total loans | 369,836,000 | USD | evidence → |
| Allowance for loan losses | 10,434,000 | USD | evidence → |
| Securities available for sale | 25,743,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 376,388,000 | USD | evidence → |
| Interest-bearing deposits | 354,610,000 | USD | evidence → |
| Noninterest-bearing deposits | 21,778,000 | USD | evidence → |
| Equity capital | 50,151,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,032,000 | USD | evidence → |
| Interest expense | 4,128,000 | USD | evidence → |
| Net interest income | 7,904,000 | USD | evidence → |
| Noninterest income | 7,130,000 | USD | evidence → |
| Noninterest expense | 5,971,000 | USD | evidence → |
| Provision for loan losses | 7,444,000 | USD | evidence → |
| Pretax income | 2,188,000 | USD | evidence → |
| Income tax | 996,000 | USD | evidence → |
| Net income | 1,192,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 42,883,000 | USD | evidence → |
| Total capital | 47,696,000 | USD | evidence → |
| Risk-weighted assets | 379,668,000 | USD | evidence → |