Call report 2025Q3
FLATWATER BANK — 2025Q3
The 22 measures FLATWATER BANK reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 333,949,000 | USD | evidence → |
| Total loans | 262,020,000 | USD | evidence → |
| Allowance for loan losses | 3,668,000 | USD | evidence → |
| Securities available for sale | 50,529,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 278,244,000 | USD | evidence → |
| Interest-bearing deposits | 247,917,000 | USD | evidence → |
| Noninterest-bearing deposits | 30,327,000 | USD | evidence → |
| Equity capital | 29,038,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,089,000 | USD | evidence → |
| Interest expense | 5,719,000 | USD | evidence → |
| Net interest income | 8,370,000 | USD | evidence → |
| Noninterest income | 1,915,000 | USD | evidence → |
| Noninterest expense | 5,482,000 | USD | evidence → |
| Provision for loan losses | 555,000 | USD | evidence → |
| Pretax income | 4,248,000 | USD | evidence → |
| Income tax | 11,000 | USD | evidence → |
| Net income | 4,237,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 31,518,000 | USD | evidence → |