Call report 2025Q4
FLATWATER BANK — 2025Q4
The 22 measures FLATWATER BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 341,831,000 | USD | evidence → |
| Total loans | 260,124,000 | USD | evidence → |
| Allowance for loan losses | 3,105,000 | USD | evidence → |
| Securities available for sale | 59,759,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 294,992,000 | USD | evidence → |
| Interest-bearing deposits | 264,104,000 | USD | evidence → |
| Noninterest-bearing deposits | 30,888,000 | USD | evidence → |
| Equity capital | 29,240,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 19,104,000 | USD | evidence → |
| Interest expense | 7,779,000 | USD | evidence → |
| Net interest income | 11,325,000 | USD | evidence → |
| Noninterest income | 2,552,000 | USD | evidence → |
| Noninterest expense | 7,613,000 | USD | evidence → |
| Provision for loan losses | 1,490,000 | USD | evidence → |
| Pretax income | 4,774,000 | USD | evidence → |
| Income tax | 3,000 | USD | evidence → |
| Net income | 4,771,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 31,473,000 | USD | evidence → |