Call report 2025Q2
FLATWATER BANK — 2025Q2
The 22 measures FLATWATER BANK reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 321,128,000 | USD | evidence → |
| Total loans | 248,540,000 | USD | evidence → |
| Allowance for loan losses | 3,368,000 | USD | evidence → |
| Securities available for sale | 51,166,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 265,171,000 | USD | evidence → |
| Interest-bearing deposits | 234,954,000 | USD | evidence → |
| Noninterest-bearing deposits | 30,217,000 | USD | evidence → |
| Equity capital | 27,411,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,018,000 | USD | evidence → |
| Interest expense | 3,678,000 | USD | evidence → |
| Net interest income | 5,340,000 | USD | evidence → |
| Noninterest income | 1,239,000 | USD | evidence → |
| Noninterest expense | 3,519,000 | USD | evidence → |
| Provision for loan losses | 217,000 | USD | evidence → |
| Pretax income | 2,843,000 | USD | evidence → |
| Income tax | 43,000 | USD | evidence → |
| Net income | 2,800,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 30,677,000 | USD | evidence → |