Call report 2025Q1
FLATWATER BANK — 2025Q1
The 22 measures FLATWATER BANK reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 299,677,000 | USD | evidence → |
| Total loans | 227,289,000 | USD | evidence → |
| Allowance for loan losses | 3,046,000 | USD | evidence → |
| Securities available for sale | 50,802,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 270,518,000 | USD | evidence → |
| Interest-bearing deposits | 239,540,000 | USD | evidence → |
| Noninterest-bearing deposits | 30,978,000 | USD | evidence → |
| Equity capital | 25,912,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,387,000 | USD | evidence → |
| Interest expense | 1,869,000 | USD | evidence → |
| Net interest income | 2,518,000 | USD | evidence → |
| Noninterest income | 612,000 | USD | evidence → |
| Noninterest expense | 1,711,000 | USD | evidence → |
| Provision for loan losses | 108,000 | USD | evidence → |
| Pretax income | 1,311,000 | USD | evidence → |
| Income tax | 21,000 | USD | evidence → |
| Net income | 1,290,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 29,765,000 | USD | evidence → |