Call report 2025Q3
CITIZENS BANK — 2025Q3
The 22 measures CITIZENS BANK reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 499,031,000 | USD | evidence → |
| Total loans | 316,908,000 | USD | evidence → |
| Allowance for loan losses | 9,095,000 | USD | evidence → |
| Securities available for sale | 70,220,000 | USD | evidence → |
| Securities held to maturity | 173,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 422,692,000 | USD | evidence → |
| Interest-bearing deposits | 300,615,000 | USD | evidence → |
| Noninterest-bearing deposits | 122,077,000 | USD | evidence → |
| Equity capital | 72,606,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 21,161,000 | USD | evidence → |
| Interest expense | 4,929,000 | USD | evidence → |
| Net interest income | 16,232,000 | USD | evidence → |
| Noninterest income | -1,337,000 | USD | evidence → |
| Noninterest expense | 11,929,000 | USD | evidence → |
| Provision for loan losses | -625,000 | USD | evidence → |
| Pretax income | 3,591,000 | USD | evidence → |
| Income tax | 764,000 | USD | evidence → |
| Net income | 2,827,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 73,432,000 | USD | evidence → |
| Total capital | 77,572,000 | USD | evidence → |
| Risk-weighted assets | 326,307,000 | USD | evidence → |