Call report 2025Q4
CITIZENS BANK — 2025Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 511,745,000 | USD | evidence → |
| Total loans | 320,606,000 | USD | evidence → |
| Allowance for loan losses | 7,968,000 | USD | evidence → |
| Securities available for sale | 62,759,000 | USD | evidence → |
| Securities held to maturity | 158,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 433,742,000 | USD | evidence → |
| Interest-bearing deposits | 311,826,000 | USD | evidence → |
| Noninterest-bearing deposits | 121,916,000 | USD | evidence → |
| Equity capital | 74,873,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 28,318,000 | USD | evidence → |
| Interest expense | 6,596,000 | USD | evidence → |
| Net interest income | 21,722,000 | USD | evidence → |
| Noninterest income | 1,093,000 | USD | evidence → |
| Noninterest expense | 18,053,000 | USD | evidence → |
| Provision for loan losses | -1,750,000 | USD | evidence → |
| Pretax income | 5,468,000 | USD | evidence → |
| Income tax | 1,201,000 | USD | evidence → |
| Net income | 4,267,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 74,797,000 | USD | evidence → |
| Total capital | 79,287,000 | USD | evidence → |
| Risk-weighted assets | 355,741,000 | USD | evidence → |